Personal or Business Finance Options

Would you like to discuss finance options for your new or pre-owned vehicle with an experienced financial consultant?

Finance is available to approved customers on all our new and pre-owned vehicles. Our Business Manager can provide you with a range of tailored packaged options - at very competitive rates with our provider, Toyota Financial Services. Speak with us now, or make an appointment to see our Business Manager in our Finance Department today.

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Personal Finance

Personal Finance

When you're looking to purchase a new or used motor vehicle that will be driven predominantly for personal, domestic or household use, pakenham Toyota can help you arrange a Toyota Financial Services Personal Vehicle Loan as a fast and flexible way to get into the car you want - today!

Features and Benefits include:

  • The security of a fixed interest rate for the term of the loan
  • A choice of loan terms ranging from 1 - 7 years
  • Finance for both Toyota and non-Toyota vehicles
  • A choice of flexible payment options
  • The ability to make extra repayments, reducing the total interest payable
  • The option of a balloon payment at the end of the loan - subject to capacity guidelines.
Find out More about Personal Finance

Business Finance

Business Finance

A Business Vehicle Loan is a flexible commercial loan designed for sole traders, partnerships and companies that are looking to finance a vehicle used primarily for business purposes. Yours business owns the vehicle and we take a mortgage over it, so it remains an asset of your business.

Business Vehicle Loans provide:

  • A choice of loan terms ranging from 1 - 7 years
  • Financing for vehicles up to 7 years old
  • Finance for both Toyota and non-Toyota vehicles
  • The security of a fixed interest rate for the term of the loan
  • A choice of flexible payment options
  • Daily interest calculations on the outstanding principal balance, so any additional payments you make reduce the total interest payable
  • The option to reduce monthly payments with a balloon payment at the end of the term, freeing up cash flow for your business
  • No GST on monthly payments
  • The ability for GST registered customers to claim part or full Input Tax Credit (ITC) for any GST on the purchase of the vehicle for use in your business.
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Toyota Personalised Rate

  • Personalised Rate
  • Total transparency
  • Tried and trusted
Find out More about Toyota Personalised Rate

Toyota Access

The great thing about Toyota Access is it enables you to choose the car you really want today and still keep your options open tomorrow. Whatever stage you're at in life - going off to university, starting out on a career, settling down with a family or getting your life back as the kids leave home - you can have confidence about what's ahead.

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Insurance Solutions

Pakenham Toyota is here for you with a range of personal and business insurance solutions.

Imagine the inconvenience of being without your vehicle. Could you afford costly repairs, or replacing your vehicle altogether?

With Toyota Insurance we understand that your vehicle is a critical part of your life. You can choose from two levels of motor vehicle cover - Comprehensive, or Third Party, Fire and Theft.

Our Comprehensive Motor Vehicle Insurance policy will replace your Toyota if it is a total loss, so long as it is less than 3 years old and it has travelled less than 100,000kms. If your vehicle is not a Toyota we will replace it with a new vehicle of the same make and model if it becomes a total loss within the first 12 months of its registration as a new vehicle.

In addition, for all Toyota vehicles covered by the policy, we provide a Genuine Toyota parts guarantee and a lifetime guarantee on all repairs, provided you remain the owner of the vehicle.

With Comprehensive cover we can also help you with:

  • Car hire for up to 14 days if your vehicle is stolen;
  • Emergency travel and accommodation expenses;
  • Protection of your 'no claim bonus' if you are not at fault;
  • No fault excess benefit with nothing payable if you are not at fault and have provided us with full details of the other party;
  • Protection of your legal liability and help with legal costs for damage to other people's property up to $20,000,000;
  • Cover for your personal items in the vehicle up to $500;
  • Cover for baby seats and capsules in the vehicle up to $500;
  • Transfer of cover if you replace your vehicle;
  • Optional windscreen cover and no-claim bonus rating one protection.
Find out More about Toyota Insurance


Supplementary Product Disclosure Statement

This SPDS, dated 1 May 2019, updates and should be read in conjunction with Toyota Comprehensive Car Insurance Policy and Product disclosure statement, Toyota Extended Warranty Insurance Policy and Product Disclosure Statement, Toyota Factory Approved Extended Warranty Insurance Policy and Product Disclosure Statement, Toyota Finance Protection Insurance Policy and Product Disclosure Statement, Toyota Finance GAP Insurance Policy and Product Disclosure Statement and any other applicable SPDS we may have given you.

Download SPDS

Approved applicants only. Terms and conditions apply. This information is provided by Toyota Finance, a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536, is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.